Figure Loans Student Loan Refinancing 2021

Figure Lending was founded in 2018 and began refinancing student loans the following year. Consumers can get loans of up to $ 250,000 in as little as five business days.

Best features:

  • The entire loan process is online.
  • Pre-approval and instant decisions are available.


  • Co-signers are not accepted.
  • Good credit is required.

Find the Best Student Loan Refinance Lenders

What types of student loans are offered by Figure Lending?

Figure Lending only refinances student loans. You can refinance a loan for a bachelor’s, master’s, or law degree.

What are the loan terms, fees and discounts?

Opt for a fixed or variable rate loan with a term of five to 20 years to refinance your student loan. Loan amounts range from $ 5,000 to $ 250,000.

You will not pay any application, origination, prepayment or late fees, but you will not receive any discounts.

How Do I Qualify For A Numbers Loan Student Loan?

The figures loan requires at least a FICO credit score of 680, which is in the correct credit range. No requirements for debt-to-income ratio, credit history, or employment are specified.

Co-signers are not accepted, but pre-approvals and instant decisions are available.

What are my deferral and refund options?

Figure Lending offers a level repayment plan. This means that you will be making the same payment each month for the life of your loan.

What are the loan abstention and discharge rules?

In the event of financial difficulties, you can access deferral or forbearance options. In the event of the death or permanent disability of the primary borrower, loans can be canceled.

Does figurine loan offer good customer service?

Figure Lending has a rating of F with the Better Business Bureau and an excellent rating with Trustpilot.

The Consumer Financial Protection Bureau did not have any student loan complaints in 2019 regarding Figure Lending.

Figure Refinancing a student loan is best for:

  • Graduates with good credit
  • Graduates Who Want to Refinance Their Student Loans Completely Online
  • Graduates who want predictable loan repayments

Figure Lending LLC is an Equal Opportunity Lender. The Figure Student Refinance Loan is a private loan. If you refinance federal loans, you lose some flexible repayment options associated with these loans. If you anticipate experiencing financial hardship that would affect your ability to repay, you should consider federal consolidation alternatives.

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