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Recently, the feat of a young couple in their thirties who managed to pay off the purchase of a home in Bishan in 2 years has been hailed on social media. The thrifty and hard-working couple, earning an ordinary income, had accumulated a large savings in cash and CPF before buying their apartment. After their …

Refinancing a student loan can help reduce payments – if you avoid these unforced errors. (iStock) With interest rates coming down, it seems like refinancing a student loan is a smart financial decision. Student loan refinance rates are as low as 3% (considering excellent credit) and with the average student loan debt burden standing at …

By Ratan Chaudhary Despite the secured nature of home loans, lenders take a cautious approach when evaluating senior home loan applications. Here are some ways that can help seniors improve their chances of getting a home loan. Include a co-applicantIncome constraints and life expectancy uncertainty are the main reasons for the rejection of home loan …

Hdb loan or bank loan, what is better? This has been debated very often when a young couple decides to buy their HDB apartment. Which loan is the best? Should I take the HDB loan versus the bank loan? Let’s take a look at the pros and cons of each of these loans. Let us …

The Yellowknives Dene First Nation (YKDF) is pressuring federal officials to explain why they are not providing loan guarantees that would allow First Nations to directly access federal funds to build housing on their own lands. Jason Snaggs, CEO of the YKDFN, teamed up with researchers from Ryerson University to understand why the First Nation …

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. Borrowers with excellent credit looking to refinance …

One of the more interesting market responses to the Reserve Bank’s decision to reduce the official exchange rate to just 0.1% is the growing gap between fixed and floating rates on home loans. Four-year fixed rates are now significantly below 2% – an incredibly low rate never seen before in Australia. As the Big Four …

After nearly seven consecutive years of decline, the HDB resale market appears to have turned a corner. They peaked in 10 years in the third quarter of 2020; and there’s a good chance the momentum will continue. Perhaps you yourself have been tempted by a resale apartment, given the large number of new (five year …

Australian liquefied natural gas (LNG) operator Santos has secured a five-year, $ 750 million bank loan that will mature in January 2026. The funds secured by the facility which has been “three times oversubscribed” will be used to refinance its existing loan of $ 750 million taken out for the acquisition of the assets of …