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The Reserve Bank of India (RBI) has said banks could expose themselves to undue risk by postponing most of their repayments for infrastructure projects refinanced under the “5/25 regime”. According to RBI Deputy Governor HR Khan, following the release of the guidelines for the 5/25 program, the banks had adopted a flexible structuring of a …

Fundamentally changing the financial services industry and traditional banking methods, financial services technology (FinTech) companies are disrupting several existing sub-sectors of traditional lending markets. One such area of ​​the loan market is student loan refinancing. Startups have entered the space at an increasing rate, meeting the demand for products and services largely unmet by traditional …